Taken together, Hurricanes Katrina and Rita are by far the most costly natural catastrophe in U.S. history, with estimated losses now exceeding $60 billion. The previous record for insured losses is held by Hurricane Andrew, for which insured losses totaled $21 billion (in inflation adjusted dollars). 

Business continuity and crisis management can be complex issues depending on the particular industry, size and scope of your business. 

Business continuity planning must account for all hazards (both man-made and natural disasters). You should plan in advance to manage any emergency situation. Assess the situation, use common sense and available resources to take care of yourself, your co-workers and your business's recovery.

Ten Steps You Can Take To Protect Your Business

1. Assess your risk. 
2. Identify critical business functions. 
3. Evaluate supply chain preparedness. 
4. Appoint a crisis manager. 
5. Back up your data. 
6. Create a communication plan. 
7. Assemble an emergency kit. 
8. Review insurance coverage. 
9. Test your plan. 
10. Challenge your assumptions. 

For more great tips and tools on protecting your business, go to:
Florida Business